HouseMe Legal offers a free, no-obligation discovery call to help us understand how we can help you on your journey.
On this call, we will cover off the following details:
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Buying a Home
As a first home buyer, it’s essential you engage an experienced legal advisor to guide you through the purchase process.
HouseMe Legal specialises in getting first home buyers onto the property ladder safely and cost-effectively; avoiding unnecessary risks. We'll teach you along the way so you can make informed decisions at every step.
Overview of the BUYIT framework
To provide certainty regarding legal fees
To create a platform to educate Kiwis about property
To offer a personable and efficient buying or selling experience
is for...
Book a call
Step 01
Book a free Zoom call with us to map out your unique journey
Compliance requirements; IRD, AML, and residency
Following this call, we will be able to quote you a fixed fee for our legal services on your journey to buy your dream home.
Our Legal fees have Not Started Yet
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Understand the money
Step 02
Meet with your mortgage adviser
Schedule a meeting with a mortgage adviser to get pre-approval to buy.
At this meeting, the mortgage adviser will cover topics such as:
Interest rates
Qualifying for a loan
Loan amount
Deposit amount
Loan structure
Loan to value ratios
Assessing the serviceability of your loan
Generic pre-approval and live approval
Don’t have a mortgage advisor?
We work closely with a select group of trusted advisors. If you would like a recommendation, or an intro, get in touch now.
COntact NowPlease note: It may take a few weeks to get pre-approval. Normally, your lender will write a generic approval that will be valid for 90 days.
At Step Two, Our Legal fees have still Not Started
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You. DIY tasks
Step 03
Free due diligence:
Do it yourself
Now that you know what to look out for, it’s time to start ticking off your own due diligence - the low-risk checks that won’t cost you a thing.
This includes tasks such as:
Going to open homes
Researching the property/area e.g. talking to neighbours, friends, etc.
Understanding the local community e.g. schools, public transport, and local amenities.
Don’t miss a step!
Download HouseMe Legal’s Free DIY Due Diligence Checklist below.
By step three, Our Legal fees have still not started
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Involve the pros
Step 04
Paid due diligence:
Ask the pros
Schedule a meeting with a mortgage adviser to get pre-approval to buy.
At this meeting, the mortgage adviser will cover topics such as:
Reviewing the record of title
Reviewing the sale and purchase agreement
Get a building inspection
Ordering and Reviewing the LIM
Ordering and Reviewing Property File
Ordering a Valuation
Ask all the right questions!
Download HouseMe Legal’s Working with the Professionals Checklist below.
at step four, it’s time for us to go to work - our legal fees have now started
is for...
Timing
Step 05_A
Make a conditional offer
Depending on the property and the situation, we’ll advise how you can maximise your chance of securing the property while staying protected.
Most conditional offers follow one of these two common scenarios.
They use a wide due diligence clause:
Or select specific condition(s):
Step 05_B
Make an unconditional offer
If your dream home is going to Auction, you’re going to have to make an Unconditional offer. This means you need to have completed your due diligence ahead of making your offer.
It’s not as scary as it sounds, we will be your guide.
Before you do anything..!
Check out HouseMe Legal’s How to get ready to make and offer on a property guide below.
Don’t forget, for any unsuccessful offers, we will cap our legal fee at $600 +GST and expenses
Free Resources
Updated Regularly
Free Advice
Our library of free checklists, case studies and how-to guides
FAQs
Our answers to frequently-asked property law questions
Glossary
Definitions for common property law terms or concepts
What our clients Think
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Without Angus we simply wouldn't have got the house we are in today. He helped us navigate an ultra-competitive market and helped us secure a house within our budget that we have loved raising a family in.
Ryan and Alex
Te Atatu, Auckland
Angus is the best in the business... we 100% recommend him to anyone buying their first home!
Jack and Alice
Birkdale, Auckland
Angus made my partner and I feel comfortable and informed from our first interaction with HouseMe Legal. I would highly recommend anyone looking to enter the property market working with Angus for an enjoyable and personable experience!
Emily and Alex
Northcote, Auckland
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Schedule a free Zoom call with Angus
Learn how we can help in 15 minutes or less... you name the time!
